A seasoned and results-oriented leader with over 25 years of extensive experience in Risk Management, Financial Leadership, and Governance, Risk, and Compliance (GRC) across multiple industries, including telecommunications, real estate, manufacturing, and hospitality. Proven expertise in designing and implementing comprehensive risk management frameworks, conducting strategic risk assessments, and ensuring regulatory compliance with international standards such as IFRS, Basel III, and MaRisk. Adept at financial planning and analysis, cash flow optimization, and driving profitability improvements through process and system enhancements.

Skilled in leading enterprise-wide initiatives focused on credit risk, liquidity management, and operational efficiency, while aligning risk strategies with business objectives to foster sustainable growth. A trusted advisor to senior leadership and Boards, offering strategic insights to support sound decision-making and enhance governance structures. Demonstrated ability to manage cross-functional teams, execute business audits, and implement effective internal controls, ensuring operational excellence and long-term success in competitive markets.